Cashflow.
Cashflow is the lifeblood of any business and managing it is essential. This section includes helpful guidance on cashflow management when times are tough.
Monitoring your cashflow.
Cashflow forecasting is vital to manage the peaks and troughs in your business. We have a range of guides and tools to help you monitor your cashflow including a cashflow forecasting template to help get you started.
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How to get paid on time.
Many businesses provide credit for their customers. If your business does, you need to have a robust and efficient system in place to manage your cashflow.
Cashflow is the cycle of money moving between you as a customer and you as a supplier.
It's about managing what you're owed against what you owe. If you don't take care of your cashflow, you could end up not having the cash available to settle your bills.
We can offer you plenty of practical help on managing your cashflow, including good practices for invoicing, processing payments and dealing with late payments. For more, just read our guide.
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Managing your cashflow.
Managing your cashflow can be challenging at times. In this video, Tim Pezzack - a Lloyds TSB Regional Manager for Business Development - looks at three areas that could be crucial in helping you manage your cashflow when it's under pressure.
1. A clearly defined credit policy.
2. Good cash management.
3. Effective spending controls.
Watch video
Best practice tips for effective cashflow.
Cashflow is the lifeblood of a business. You need to know that you've got enough cash coming in to cover payments going out, such as wages, bills and supplier invoices. For some expert guidance and best practice tips, here are three short guides from the Institute of Credit Management, produced in association with The Department for Business, Innovation and Skills.
When cash runs short.
Having enough cash to meet your short-term obligations is essential to your business's survival. Here are some key considerations if cash starts to become tight.
When cash runs short
Factoring and financing options.
Unless your business has a permanently positive cashflow, you'll need some financing alternatives - so that the timing of cash in and out doesn't become a problem. Find out about some of your options here.
Factoring and financing options
Treating suppliers fairly.
You know how important it is to have your invoices paid on time. It's just the same when it's you who's being invoiced. Here's some good guidance to help deal with any issues that you may face in paying your suppliers.
Treating suppliers fairly
Case studies.
The funding from Lloyds TSB Commercial Finance will ensure we continue to lead the market both at home and abroad.
Jason Brookes,
Engineering Director, Widney Manufacturing
Read the full case study
The support from Lloyds TSB Commercial enabled us to make substantial savings when carrying out the renovation.
Liz Pickstone
Owners, Classic Celebration Cakes
Read the full case study
The funding from Lloyds TSB Commercial has enabled us to develop new ideas like a pop-up dugout for football clubs.
Colin Surman
Managing Director, Bag World
Read the full case study
With sustainability such a big issue for many businesses, especially in the construction industry, this service is vital for those organisations that need to dispose of waste responsibly while lessening their impact on the environment.
Steven Birch,
Director at JPE Holdings
Read the full case study
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